Build your financial future, one smart decision at a time
Welcome to Youth Financial Literacy, a hands-on learning group in Athens, Greece, where students explore entrepreneurship, investing, and the real choices behind building a financial future.
Why I started Youth Financial Literacy
Hi, I’m Zoe Davis, a high school junior with a passion for finance and the goal of pursuing a future career in the field. I created Youth Financial Literacy because I believe students deserve practical, approachable opportunities to understand money before adulthood makes every decision feel urgent.
This is a place to ask questions, test ideas, and learn that finance is not just about numbers—it is about choices, goals, and the confidence to make informed decisions.
Together, we explore how to start a business, plan how to spend money while building it, and understand the roles public and private investors can play in its growth. Then, we go deeper into investing: how it works, where to invest, and why thoughtful research matters.
Our program brings these lessons to life through a $5,000 simulated online investment portfolio for every student, bi-weekly guided field trips, and conversations with finance professionals.
What we explore
A practical learning path for students who want to understand business, money, and investing.
Starting a business
Turn an idea into a clear first plan.
Finding the opportunity
Identify a problem, audience, and possible solution.
Building the concept
Learn how a business idea becomes a useful offer.
Making a simple plan
Outline goals, costs, and next steps.
Spending with purpose
Learn how every financial choice affects a growing business.
Budgeting basics
Separate needs, wants, and essential business expenses.
Smart spending
Compare options before putting money into an idea.
Managing trade-offs
Practice deciding what is worth paying for now and what can wait.
Investors and business growth
Understand the people and institutions that can support a company.
Public investors
Explore how public investment can play a role in business and communities.
Private investors
Learn how private investors evaluate opportunities and provide capital.
Pitching an idea
Practice explaining a business idea with clarity and confidence.
Learning to invest
Build a foundation for responsible, research-based investing.
How investing works
Discover the relationship between risk, return, time, and diversification.
Where to invest
Explore different investment options and the questions to ask before choosing one.
Research before decisions
Learn why understanding an investment matters more than following a trend.
$5,000 investment simulation
Every student receives $5,000 in simulated online dollars to invest in different companies.
Practice decisions in a realistic investment simulation
Reading about investing is only the beginning. In our investment simulation, students use $5,000 in fake online dollars to research different companies, make investment choices, follow outcomes, and reflect on what they would do differently. It is a supportive way to experience the reality of investing without risking real money.
Take the next step toward financial confidence
Explore a student-centered program created to make entrepreneurship and investing understandable, engaging, and relevant to real life.

Connect with Youth Financial Literacy
Program schedule
Group sessions and monthly guided field trips are scheduled throughout the program.
Please contact us for upcoming dates and times.
Get in touch
Learn beyond the classroom
Join us for bi-weekly guided visits to financially intensive places, including venues such as a finance museum, and for conversations that connect financial learning to the real world. We will also be visited by a real investment banker, giving students a chance to hear directly from a finance professional.